One thing I did not learn in school
"Mag-aral ka ng mabuti at magtapos para makahanap ka ng magandang trabaho. Kapag nangyari yun, mabibili mo na ang mga gusto mo." Did you also grew up hearing this cliché? In all honesty, I spent 15 years of studying from preschool to college but I did not learn anything about managing my finances. All along I thought that being employed will magically give me the powers to acquire the things I wanted. And so one day, I just felt curious. It was year 2013 - my third year in the work force that I suddenly had the thought, "I'm paying all these bills but I have nothing for myself other than this Alcatel phone and if I strictly save for at least two months, I consider myself lucky to be able to travel somewhere at most once a year." I am not earning a lot. On the contrary, it was so meager and yet the dreams I started having weighs more than what I make. Guess what makes it heavy? Well, in order to achieve those goals, I need money! My 23 year old self was dream